Most clarinet keys are made of Nickel Silver. This is an alloy of brass and nickel and has nothing to do with silver other than its shiny appearance when polished. This key will then be either nickel or silver-plated.
We always recommend to either silver or gold-plate keys. Nickel plating can develop nickel allergies over time (skin irritations, insomnia and even depressions) and should therefore be avoided. Many nickel-plated instruments look warn and tarnished and appear old after only 2-3 years. Silver-plated keys, keep their appearance much longer and are also an antibacterial - thats why silverware is used as cutlery.
Depending on your diet, finger sweat, and the environment you might notice that silver plating doesnt last very long or that it tarnishes very quickly. The black patina is caused by sulfa which reacts with silver to become silver oxide. The silver is still there but just discolored. Dont try to wipe off the oxide because you will actually remove the silver. If you can live with the discoloration, wait for the next service and the sulfa, which was caused by the patina, can be removed chemically without removing any silver.
For improved adherence, better instruments have a copper layer between the nickel silver and silver plating. This creates a shinier surface and optimizes the evenness of the key surface. On some instruments, a reddish color may appear on the keys once the top layer of silver has worn away. This is primarily a cosmetic issue and has no influence on the sound. These keys should be re-plated at the next overhaul.
Silver plating will discolor over time, acquiring a darker patina. This is due to the reaction of the silver with sulfur in the air or even sometimes in rubber mouthpieces. More information can be found under taking care of silver mentioned earlier.
On rare occasions, the silver plating on cheaper instruments becomes pitted and can fall off. This is usually caused by bad plating and requires an entire re-plating job.
If the silver is vanishing (you will see the red copper underneath the silver plating), either re-plating or gold plating might be a better solution.
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